Terms of Use

By accessing FiscalModus, you agree to these terms. If you do not agree, please do not use the site.

Educational purpose only

All calculators, guides, and FAQs provide estimates for educational and planning purposes. They do not constitute tax, legal, mortgage, or investment advice. Results may not reflect your specific circumstances, lender underwriting, or current law in your jurisdiction.

No professional relationship

Using this site does not create a client relationship with FiscalModus or any contributor. For tax filing, loan applications, or major financial decisions, consult qualified professionals who can review your complete situation.

No warranty

Calculators are provided "as is" without warranty of any kind. We strive for accuracy and publish our methodology, but we do not guarantee that outputs are error-free, complete, or suitable for any particular purpose.

Limitation of liability

To the fullest extent permitted by law, FiscalModus is not liable for any direct, indirect, incidental, or consequential damages arising from use of the site or reliance on calculator output. You assume full responsibility for decisions made based on estimates shown here.

Third-party links and ads

The site may link to external resources or display third-party advertisements. We do not control and are not responsible for third-party content, products, or privacy practices.

Intellectual property

Site design, original text, and calculator implementations are protected by applicable copyright laws. You may link to our pages but may not scrape, republish, or reverse-engineer the site for competing products without permission.

Changes

We may modify these terms at any time. Continued use after changes constitutes acceptance of the updated terms.